To prove you are the child’s parent or authorized representative, please provide copies of one (1) of the following pieces of documentation: A copy of your driver’s license or other government-issued identification.To prove your identity, please provide copies of one (1) of the following pieces of identification: You’ll need to provide copies of documentation that verify your identity the minor dependent’s identity and your relationship to the minor dependent. What paperwork do I need in order to place a security freeze on my child’s credit report?Ī. Security freezes are free, but must be placed separately with each of the three nationwide credit bureaus (Equifax, Experian, and TransUnion). Once a security freeze is placed on your child’s credit report, it restricts certain access to it, including access by fraudsters who may be attempting to open a new account using the child’s identity.Ī. How does a security freeze protect my child’s credit reports?Ī. Here are some commonly asked questions – and answers – about placing a security freeze on your minor dependent’s Equifax credit report: You’ll also need to complete this form and provide proof of your identity proof of their identity and proof that you are their parent or legal guardian. Should you request a security freeze be placed on your minor dependent’s credit report, a credit report is created for the minor and then frozen. The identity theft may not be discovered for years, until the child is a young adult.Īs a parent or legal guardian, a security freeze is one tool you can use to restrict certain access to your minor dependent’s credit report. Unfortunately, that means they present a blank slate for fraudsters who can apply for credit and take out loans in their name. You'll need to provide documentation to verify their identity, your identity and your ability to act on their behalfĬonsumers under the age of 18 typically do not have credit reports.A security freeze is one tool you can use to restrict access to your minor dependent's credit reports.Minors under 18 typically do not have credit reports. ![]() San Jose PD detective called and said they don't prosecute online identity theft, and this was back in 2018, so it's probably worse now. I know local police doesn't do anything because the last person that did this, I had their home address, phone and facebook accounts. I did everything one can possibly do, but I had already done this years ago and today, they thief got through. I've reported to the Bureaus that they were compromised and I refroze my credit. I did the thing, I've had active credit monitoring for years now. He's basically calling in and human hacking his way through the systems and he was able to get through TransUnion and Experian. I have dude's phone number because he used it on several applications and also to get through 2FA on one of the accounts he stole. So those PINs are pointless, security questions are pointless. I updated my PIN with the person on the phone (because I couldn't do it online) but they basically told me there is nothing stopping the thief from coming in and unfreezing my credit again. Equifax remained frozen but Experian was compromised and not only was my credit unfrozen, but I was already getting hard inquiries from banks for credit card applications. After I got that sorted out I checked Experian and Equifax. I called in to get my account back and they confirmed my credit was no longer frozen. I tried to reset my password and I could not because the email was changed. ![]() Today, I noticed 2 temporary passwords from password reset emails from TransUnion. Last week I get a letter from Discover Card saying my application was rejected due to my credit being frozen. I immediately called to get my access back. Two weeks ago, I get an alert on a credit card saying my information was updated (email and phone number). I had these PIN numbers and everything that I kept secret. Years ago, I had experienced a lot of identity theft and I learned that freezing my credit reports with Equifax, TransUnion, Experian and ChexSystems was a good way of stopping them.
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